FIXED DEPOSIT SCHEME (Let Your Savings Grow)

Darvya Cooperative Thrift and Credit Society Offering attractive interest for various tenures on FD to its members with following attractive features:

  • Earn up to 11.5% p.a. from your Fixed Deposit with Darvya Cooperative Society.
  • Min amount of deposit for opening a F.D. with Darvya Cooperative Society is Rs. 1000 only.
  • Avail Quick Loan Against your FD (Up to 90% of principal & accrued interest).
  • Safe custody of your FD receipts & automatic renewal on completion of tenure.
  • Rate of Interest for Senior Citizen / Armed Forces / Women shall be 0.50% higher than normal prevailing interest rate on Fixed Deposit Scheme.
  • To enable the depositor(s) to earn high rate of Interest below are the slabs for Interest Rates provided:
Open an account with your choice of period from 12 Months to 5 Years.
F.D. Amt 12 Months @ 10% 24 Months @ 11% 36 Months @ 12% 78 Months @ 12%
5000/- 5500/- 6161/- 7025/- 10000/-
10000/- 11000/- 12322/- 14050/- 20000/-
20000/- 22000/- 24644/- 28100/- 40000/-
50000/- 55000/- 61605/- 70246/- 100000/-
100000/- 110000/- 123210/- 141493/- 200000/-

ELIGIBILITY

  • The applicant must be a member of the Society
  • For Society membership related information click here.

MINIMUM DEPOSIT AMOUNT

  • Rs. 5000/- and further in multiple of Rs. 500/-

PREMATURE PAYMENT

  • Premature Payment guideline shall be applicable as per Society's Terms & Condition.

SPECIAL FEATURES

  • No TDS is applicable on the interest earned on deposits.
  • Offers higher interest rates.

NOMINATION FACILITY

  • Nomination Facility Available.

LOAN FACILITY

  • Maximum up to 90% against Deposit Amount.
  • Interest Rate (Reducing) 2% extra.